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5 Ways to Help you Get a Bank Loan

Getting the bank to loan you money has been a challenge lately thanks to hostile market conditions and a general reluctance of financial institutions to take chances on their customers.

Whilst this has made it much harder for a lot of small businesses to adequately grow their businesses, it is still possible to acquire a loan and there are a few things that you can do to help the process along. Back in September, the FSB published a guide to the five ways you can better encourage a bank to take a chance on you and we wanted to repeat this in case you missed it the first time.

A lot of these might seem like common sense, but it’s very solid advice that deserves to be spread so this is our summary.

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Health and Safety (Not) Gone Mad

Health and safety might not be the first thing that gets a priority with your small business, but sooner or later you are going to have to give some consideration to it.

Health and safety is a much derided phrase that gets thrown around with a lot of negative connotation attached to it. The more ridiculous over-reactions in this field tend to make headline news, but this is often because they are the exceptions. Even with some of those that seem ridiculous, the actual facts are rarely known.

For example, the infamous Stella Liebeck McDonald’s coffee cup case...

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Generating Interest Through your Ads

We see ads on a daily basis. They are served to us in between chunks of our favourite TV shows, by the side of the road, in our newspapers, before online videos, embedded into websites and over our car radios. If a form of media or information delivery exists, you can guarantee someone has thought of selling advertising space on it.

This also means that we are all very used to seeing adverts and equally good at ignoring them. We have to be. Unfortunately, that means if you are creating an advert to promote your business or a particular offer that you are running, then you’ve got your work cut out for you to get it noticed.

Let’s run through some simple tips on how to get those ads noticed by your target market.

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SME's and Cyber-Attacks - What you need to know

Techopedia sums up a Cyber-Attack as deliberate exploitation of computer systems, technology or dependent enterprises and networks.

Now if like us this makes about as much sense as a chocolate teapot then read our infographic below to understand more about how Cyber-Attacks can affect your business.

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Chasing Debts as a Small Business

Every business, large and small, will at regular intervals have to become a debt collector and run around after unpaid bills and invoices. Sometimes it will be because of a payment slipping through the cracks, sometimes it will be basic negligence and on rare occasions it will be purposeful with people deliberately trying to avoid paying you. 

So what advice is there for someone chasing up these debts? Below are a few suggestions.

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