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Office and surgery insurance

Think of your office environment and you will recognise the obvious need to protect valuable and specialist equipment. But the contents of the office are just a small part of what makes it valuable. Think of the critical business records on site, both paper-based and electronic; think of the people who populate your office and the specialist skills that they bring to the business. What does this collective value represent to your company, especially if your office constitutes the primary place of business?

Offices come in all shapes and sizes and are used for so many different purposes that it is advisable to look for an insurer who has a diverse product range; an agile institution that can appraise the individual requirements of your business and react quickly and appropriately.

With FSB Insurance Service, you will deal with knowledgeable insurance professionals who will work with you to efficiently identify your office's requirements and, using our specially-negotiated arrangements with reputable insurers, source appropriate risk management solutions to build you a tailored policy that provides bespoke cover for your office.

Common features - Office insurance:

• Employers liability £10,000,000 as standard
• Public liability up to £5,000,000
• Accidental damage cover
• Business interruption
• Theft cover
• Products liability up to £5,000,000
• Legal expenses

Common features of our Surgery insurance

• Loss or damage to contents on an 'All Risks' basis
• Option for “all risks cover” for medical equipment
• Business interruption
• Money including personal accident (assault)
• Employers’ liability - £10,000,000 any one claim
• Public liability - £5,000,000 any one claim - higher limits available
• Refrigerated drugs and vaccines
• Glass

Please note features, exclusions and limitations will vary depending on the policy you decide to take out.