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Tradesman’s Liability Insurance

Every time you undertake a job, there are risks from which you need to protect yourself and other people. For many tradesmen and professionals, those risks seem invisible until the very moment that something goes wrong, but without insurance the costs of accidents or mistakes can be unbearable.

Liability insurance is designed to cover legal defence costs for alleged negligence and to pay compensation where the business is found to be at fault. At FSB Insurance Service we pride ourselves on working with businesses with unique requirements.

The increased number of lawyers prepared to accept conditional fee (the so called 'no win no fee') arrangements is widely accepted as a sign that employees and members of the public are more likely to litigate now than ever before, following injury or illness for which they hold you or your business accountable. The cost of paying compensation, following a legal claim made against you by a member of the public or an employee, could be ruinous for your business.

Common features – Tradesman’s liability insurance

• Employers’ Liability
• Public Liability with varying levels of cover
• Contract works
• Tools
• 24-hour tradesman helpline
• Cover can be extended for temporary employees

Please note features, exclusions and limitations will vary depending on the policy you decide to take out.